Latest Atom bank Near Prime Index highlights plight of first-time buyers with imperfect credit scores

First-time buyers with imperfect credit scores need more flexibility, says Atom

First-time buyers with imperfect credit scores are struggling and need lenders to be more flexible to meet their needs, Atom Bank suggested.

Atom bank Near Prime Index highlights FTB pressures

Atom bank’s Near Prime Index report reveals that for the second half of 2025 cost-of- living pressures had become a more pronounced driver for Near Prime applications according to brokers.  Cost of living was cited as the primary reason by 71% of brokers surveyed, up… The post Atom bank Near Prime Index highlights FTB pressures appeared first on Mortgage Finance Gazette.

Atom bank Near Prime Index highlights cost of living pressures

Atom bank’s Near Prime Index report reveals that for the second half of 2025 cost-of- living pressures had become a more pronounced driver for Near Prime

Latest Atom bank Near Prime Index highlights plight of first-time buyers with imperfect credit scores

59% of Near Prime borrowers are FTBs, Atom Bank finds

Atom bank’s latest Near Prime Index for H2 2025 highlighted the problems faced by first-time buyers (FTBs) with imperfect credit scores.