(CNN) — Geoff and Pennie Zuercher spent decades living in Florida, but the popular retirement spot wasn’t what the American couple envisioned for themselves when they wrapped up their careers. Nearly 20 years ago, the Zuerchers decided they would retire abroad, and the location they recently settled on — the sun-splashed city of Nice in the South of France — suits them better than the Sunshine State. “Nice is what Florida wishes it was,” said Pe…