Interest on Housing Rises for the Second Consecutive Month in July
5 Articles
5 Articles
The value of the interest rate on housing credit recorded in July, 3,135%, represents more than 3.4 basis points than the 3,101% of June. In July, the average benefit was set at EUR 414.
It is necessary to withdraw October 2025 in order to observe a higher value of the interest on the house credit. The interest has risen for the second time consecutively, which did not happen since January 2024.
The value recorded in July (3,135%) represents more than 3.4 basis points than the 3,101% of June. In the contracts concluded in the last three months, the interest rate rose from 2,853% in June to 2,910% in July. Only for ‘acquisition of housing', the most relevant of the housing credit, the interest rate of the total of the contracts rose to 3,125% and in the contracts of the last three months increased to 2,902%. In July, the average benefit …
In July, the average benefit was set at three euros above June and 20 euros more than in July 2025. The proportion of interest represented 49.5% of the average benefit and the rest was interest payment.
The implicit interest rate on all housing credit contracts rose to 3,135% in July, according to data released this Thursday by the INE.
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