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How to avoid a SIM swap scam

Experts say SIM swapping can bypass text-based two-factor authentication and let criminals drain bank accounts and reset passwords.

  • SIM swap scams occur when criminals gather personal details to impersonate victims and hijack phone numbers by transferring service to a device they control.
  • This technique defeats SMS two-factor authentication, a widely used security tool, because whoever controls the SIM card controls the gateway to sensitive accounts.
  • Fraud expert Roxane Adams at Forbright Bank advises using multi-factor authentication for apps and adding a separate PIN to your carrier account as a barrier for attackers.
  • If your phone suddenly loses signal, call your carrier's fraud department immediately. "The data is there and the fraudsters are leveraging that," Adams said.
  • Limiting personal information shared online helps prevent attacks, while periodically updating passwords and monitoring credit reports ensures accounts remain secure against future attempts.
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thepampanews.comthepampanews.com
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How to avoid a SIM swap scam

Forbright Bank reports that SIM swap scams, where criminals hijack phone numbers to access accounts, are rising. 

·Pampa, United States
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thepampanews.com broke the news in Pampa, United States on Monday, October 12, 2026.
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