NAHB Data Maps Modest Housing Affordability Gains in 2025

NAHB data maps modest housing affordability gains in 2025

The National Association of Home Builders (NAHB)/Wells Fargo Cost of Housing Index, released on Thursday, indicates that housing affordability slightly improved in 2025 as new home prices decreased nationwide and mortgage rates steadily declined during the second half of the year.  The quarterly index shows that the average family needed to spend 34% of their income on a mortgage in Q4 of 2025 for a median-priced, new single-family home. This co…

Housing Affordability Posts Mild Gains in Second Half of 2025 – tEDmag

“While existing homes remain more expensive than new homes, that inversion of typical trends is closing,” said NAHB Chief Economist Robert Dietz.

Affordability Posts Mild Gains in Second Half of 2025 but Crisis Continues

Though new and existing homes remain largely unaffordable, the needle moved slightly in the right direction in the second half of 2025, according to the latest data from the National Association of Home Builders (NAHB)/Wells Fargo Cost of Housing Index (CHI). The CHI results from the fourth quarter of 2025 show that a family earning […]