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Hit by an uninsured driver? What to know
Experts say uninsured-motorist coverage can pay medical bills, vehicle repairs and lost wages, but many drivers still lack enough protection.
- Many drivers carry insufficient uninsured and underinsured motorist coverage because they 'just match it to their liability limits,' leaving them financially vulnerable when hit by uninsured motorists.
- Medical costs from vehicle crashes have 'gone up a lot,' and the Insurance Research Council reports that one in three drivers is either uninsured or underinsured.
- Personal injury attorney Stacy Ferrari recommends 'beefing up' coverage to at least 100/300/100, while policyholders should proactively review their declarations pages to ensure adequate protection.
- If hit by an uninsured driver, immediately contact police and document the scene with photos of vehicles and injuries, avoiding 'a quick settlement' before medical evaluations are completed.
- While victims can legally sue for damages in civil court, collection remains difficult if the driver lacks assets, making judgments often futile when defendants have no ability to pay.
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thepampanews.com+16 Reposted by 16 other sources
Hit by an uninsured driver? What to know
TheZebra.com reports that 1 in 3 drivers are uninsured or underinsured, increasing financial risk for insured motorists in accidents.
·Pampa, United States
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Coverage Details
Total News Sources18
Leaning Left3Leaning Right0Center14Last UpdatedBias Distribution82% Center
Bias Distribution
- 82% of the sources are Center
82% Center
L 18%
C 82%
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