More Americans Turn to Cash-only Doctors as Health Care Costs Rise
The end of federal Affordable Care Act subsidies will shift costs to taxpayers and insurers, causing average premiums to increase by 114%, KFF reports.
- Thursday, Affordable Care Act subsidies expired, ending enhanced tax credits that benefited almost 22 million Americans at the end of 2025.
- Enhanced premium tax credits created by the American Rescue Plan Act and renewed in 2022 expired in December, with Republicans saying the subsidies were never intended to be permanent.
- The Texas Association of Health Plans warned premiums for over 3 million Texans relying on tax credits could jump, with insurers proposing about 35% increases for 2026 plans, according to the organization.
- Affordable Care Act users face choosing between coverage, groceries, or rent as experts predicting coverage loss estimate at least 1 million Texans may drop or lose coverage, with premiums potentially doubling.
- Radio host Spike O'Neill said expiring subsidies will impact taxpayers, non-ACA insurance holders face rising premiums, and patients seeking alternatives turn to the direct primary care model.
16 Articles
16 Articles
ACA Subsidies Expire, Launching Millions Into 2026 With Steep Insurance Hikes
(MedPage Today) -- Enhanced tax credits that have helped reduce the cost of health insurance for the vast majority of Affordable Care Act enrollees expired overnight, cementing higher health costs for millions of Americans at the start of the new...
ACA subsidies expire for millions
NEW YORK — Enhanced tax credits that helped reduce the cost of health insurance for the vast majority of Affordable Care Act enrollees expired Thursday, cementing higher health costs for millions of Americans at the start of the new year.
More Americans turn to cash-only doctors as health care costs rise
Affordable Care Act subsidies have officially expired, affecting tens of millions of Americans who get their insurance through the marketplace. With private and employer-sponsored plan costs also rising, more people are turning to a different kind of system paying cash directly to their doctor.The direct primary care model, where patients pay a monthly fee for visits, is gaining momentum across the country.The American Academy of Family Physicia…
KIRO host warns of ACA subsidy expiry's dire consequences
As the Affordable Care Act subsidies are set to expire, more than 20 million Americans are projected to see their insurance premiums more than double, with an average increase of 114%, according to KFF. Spike O’Neill, co-host of “The Jake and Spike Show” on KIRO Newsradio, explained how the expiring subsidies will not only affect Affordable Care Act participants but eventually shift toward taxpayers. “That’s the way insurance works, as one group…
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