Landmark Decision From the Supreme Court in Debt Collection: WhatsApp Messages Accepted as a Warning Notice.
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The 3rd Civil Chamber of the Supreme Court of Appeals ruled that WhatsApp messages requesting debt repayment can be used to prove that notification was made in debt collection proceedings. The decision highlighted the six-week period for debts where no repayment date was specified.
The Supreme Court ruled that WhatsApp messages agreed upon by both parties regarding the repayment of a loan constitute valid evidence proving that the debtor was notified before enforcement proceedings began, and that this initiates the six-week legal period.
A creditor who had lent money to a friend via bank transfer requested its return via WhatsApp and initiated debt collection proceedings after some time had passed. The plaintiff then took the matter to court. The Supreme Court, overturning the Regional Court of Appeals' decision, issued a landmark ruling stating that the messages should be considered as a formal warning.
A creditor who lent money through a bank requested its return via WhatsApp and subsequently initiated debt collection proceedings. The Regional Court of Appeals ruled that "this cannot be done via text message," but the Supreme Court overturned this decision. The Supreme Court stated that if no repayment date or notification period was agreed upon for the loan, the creditor must make the request before initiating debt collection proceedings, and…
A landmark decision has been issued by the Supreme Court in a case concerning debt collection proceedings initiated by a creditor who demanded repayment of a loan via WhatsApp. The High Court ruled that if no maturity date or notification period was specified for a loaned sum, six weeks must pass after the initial request. It also noted that WhatsApp messages can serve as proof of this demand.
A creditor who lent money through the bank requested its return via WhatsApp and subsequently initiated debt collection proceedings.
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