US EditionIllinois House rejects home insurance bill GOP says would raise rates
The bill aimed to address a 27.2% rate hike by State Farm and would have required 60 days' notice for premium increases over 10%, but critics feared higher costs.
- On Thursday, Oct. 30, 2025, the Illinois House of Representatives rejected House Bill 3799 after the state Senate approved amendments 41-15 earlier that day.
- Gov. J.B. Pritzker sought the measure after State Farm Insurance announced a 27.2 percent rate increase, while he and Ann Gillespie said the company provided no evidence for those hikes.
- House Bill 3799 would have required insurers to give customers 60 days' advance notice for premium increases of 10 percent or more, allowed the Illinois Department of Insurance to review rates using Illinois-specific loss data, and established a judicial review process with authorized refunds.
- Sen. Michael Hastings, D-Frankfort, plans to reintroduce the bill in 2026 after supporters blamed last-minute insurance industry lobby and six House Democrats voting 'present'.
- Lawmakers may revisit homeowners insurance next year, as Sen. Michael Hastings noted homeowners faced 20 to 30% rate increases amid over 200 companies that sell policies.
6 Articles
6 Articles
Cherokee Tribune Ledger News
The Center SquareIllinois House rejects home insurance bill GOP says would raise rates
(The Center Square) – Illinois Republicans say a state Senate proposal to regulate homeowners insurance rates failed to address the reasons for higher premiums.
Bill to regulate homeowners’ insurance rates fails on final day of veto session – Capitol News IL
Sen. Michael Hastings, the chief sponsor of the insurance bill, plans to reintroduce the bill in the 2026 session. He attributed its defeat in the veto session to last-minute lobbying by the insurance industry. “The insurance industry, you want to talk about one of the strongest lobbying arms at the Capitol,” he said. “Ninety-nine percent of that piece of legislation was agreed upon.”
Capitol News Illinois | Bill to regulate homeowners’ insurance rates fails on final day of veto session
A bill that failed in the House would have given state insurance regulators authority to review and approve rates charged for homeowners’ insurance. Gov. J.B. Pritzker called for the legislation following State Farm’s announcement in July of a 27.2% rate…
Bill to regulate homeowners’ insurance rates fails on final day of veto session - Mahomet Daily
by Peter Hancock, Capitol News Illinois November 3, 2025 Article Summary A bill that failed on the House floor last week would have given state insurance regulators authority to review and approve rates charged for homeowners’ insurance in Illinois. JB Pritzker and legislative leaders called for the legislation following State Farm’s announcement in July of a 27.2% rate hike. They suggested the company was shifting the cost of weather-related …
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