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AI investing survey 2026: 75% of investors use AI
SoFi says 84% of AI-using investors check tools weekly and 86% have acted on AI-generated insights.
On Monday, October 26, 2026, a SoFi survey of 1,000 adults revealed that 86% of AI-using investors have made financial decisions based on AI-generated insights.
Nearly half of AI-using investors, or 48%, turn to the technology because they feel uncomfortable asking others financial questions, seeking information without fear of judgment.
ChatGPT is the clear leader among platforms, used by 53% of surveyed investors, while 84% of AI-using investors report utilizing these digital tools at least weekly.
Seventy-Four percent of investors report that they always or often confirm AI-generated information with other sources, adopting a "trust but verify" approach.
Despite high adoption rates, 42% of respondents worry about inaccurate information, while 46% of non-users say access to a human expert would increase their trust in AI-human solutions.