Most Commercially Insured Patients Live with Chronic Conditions

Most commercially insured patients live with chronic conditions

The majority (57.5 percent) of commercially insured patients had at least one chronic condition in 2024. The average allowed amount for a patient with no chronic conditions was $1,590, while the average allowed amount for a patient with one chronic condition was nearly double ($3,039).

Contributor: The Majority (57.5%) of Commercially Insured Patients Had 1 or More Chronic Conditions in 2024

Patients on commercial insurance were more likely to have at least 1 chronic condition, which can affect health care spending overall.

57.5 Percent of Commercially Insured Patients Had at Least One Chronic Condition in 2024, According to FAIR Health Report

The Cost for a Patient with One Chronic Condition Was Nearly Double That for a Patient with No Chronic Conditions