Published 8 days ago • loading... • Updated 8 days ago

2026 Housing market: Stable rates, rising costs ahead

This coming year, forecasters expect mortgage rates to remain stable, with Fannie Mae projecting a drift from 6.2% to 5.9% while escrow costs rose 45% from 2020 to 2025.
After early-2020s gains, home price growth continues to affect affordability despite slowing overall growth, with double-digit increases in Michigan, West Virginia and Ohio smaller markets and declines in Florida markets.
Realtor.com data show median rents have fallen year-over-year for 26 months, while built-to-rent communities in Sun Belt suburbs expand as vacancies rise, favoring renters.
Higher ownership costs are deterring prospective buyers and prompting some homeowners to sell, while NerdWallet's 2025 Home Buyer Report found 52% of American renters prefer renting.
With $204,000 in tappable equity, ICE Mortgage Technology reports Q4 2025 values, but mortgage lenders warn equity borrowing may slow in 2026 due to financial strain and higher rates.

Insights by Ground AI

17 Articles

The Week

Reposted by

velvetclassic.net

Lean Left

What will next year’s housing market look like?

Thinking about buying or selling a house in 2026? If so, you are likely wondering how the housing market will shape up in the new year — and whether it will offer more favorable conditions than this year did.The news is good, but not great. In 2026, “it won’t be a quick price correction, and it won’t be a recession,” said real estate company Redfin in its annual predictions. Instead, the “Great Housing Reset will be a yearslong period of gradual…

8 days ago·Washington, United States

Read Full Article