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Verizon Customers Face Wait to Unlock Paid-Off Phones Under Policy Change

Verizon’s 35-day unlock delay applies to devices paid off online or with gift cards to enhance payment security and fraud prevention, while in-person payments avoid the wait.

  • Verizon has added a 35-day wait for customers to unlock paid-off devices online or with a Verizon Gift Card, according to the carrier.
  • Following the FCC's rule change, Verizon says the 35-day window helps prevent fraud by distinguishing secure payment methods in-store from online transactions.
  • Using a Verizon corporate store with cash, EMV, or contactless payments can avoid the 35-day hold, and Verizon says faster unlocks usually happen within 24 hours.
  • Customers planning international travel may face delays unlocking phones to use local SIM cards abroad, while prepaid customers remain locked for 365 days unless flagged for fraud, Verizon says.
  • Some customers who finish installment agreements still get automatic unlocks after final payment, while Fox Business has reached out and there are requests to sanction Verizon over Senate phone data.
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Verizon customers face wait to unlock paid-off phones under policy change

Verizon is implementing a policy change that will affect unlocking paid-off phones.

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Phone Arena broke the news in on Sunday, February 15, 2026.
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