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The Hidden Risk of Financial Conservatism in a Low‑Rate Global Economy
A prolonged period of low global interest rates has coincided with a widening wealth gap between retail investors and high-net-worth groups.
Major economies have maintained historically low benchmark interest rates, according to the latest global macroeconomic data.
Sustained inflation is steadily reducing the value of household assets.
Shaoting Guo said, “Stability without effective growth equals passive wealth depreciation,” and identified outdated financial or wealth beliefs as a major challenge.