Germans Save Less - but Still a Lot
14 Articles
14 Articles
Germans saved a smaller share of their income in 2025 than a year earlier, but they remain among the most frugal households in Europe. The gross savings rate in Germany reached 18.9%, down from 19.6% in 2024, according to data from the Federal Statistical Office Destatis, published on the occasion of World Savings Day. Despite the decline, Germany remains well above the European Union average, where households saved an average of 14.3% of their …
When it comes to saving, almost no one can fool the Germans. But in other countries, people often make more of their money. That should change in this country as well.
In terms of money, the Germans are far ahead in international comparison. Almost one fifth of the disposable income is saved. The quota has already fallen somewhat. Other countries are much more consumer-friendly.
Germans are known to save a lot. Almost one-fifth of their disposable income was spent by households in Germany in 2025. In Europe, this only surpasses another nation.
In this country households save more on their salary than in many other countries. According to the Federal Statistical Office, almost one in five euros of the gross disposable income is hoarded.
The Germans saved a little less in 2025 than in the previous year. Nevertheless, the saving rate is significantly higher than the EU cut. Only one country in Europe saves even more.
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