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Florida Bankruptcy Attorney Launches Free Spanish-Language Means Test Calculator for Hispanic Families in Central Florida

On Friday, Juan Burgos Law launched a free Florida Means Test Calculator designed specifically for Spanish-speaking residents in Central Florida. The tool allows users to determine eligibility for Chapter 7 bankruptcy protection without requiring an account, subscription, or upfront attorney fees.
In Osceola County, more than 55 percent of residents identify as Hispanic or Latino, according to Census Bureau data. Despite this demographic reality, most bankruptcy-related legal resources available online remain in English only, creating a critical gap for Spanish-speaking families.
The Means Test is a federal income-based formula required under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Anyone filing for Chapter 7 must pass it; the calculator compares household income against Florida median figures to determine eligibility.
"Most of our callers are Spanish-speaking," said Juan Burgos, founding attorney of Juan Burgos Law. Users whose results suggest potential eligibility can schedule free, no-obligation consultations to explore Chapter 7 or Chapter 13 bankruptcy options.
The tool does not collect personal identifying information and does not constitute legal advice. Serving clients across Osceola, Orange, Polk, and Seminole counties, Juan Burgos Law positions itself to expand accessible legal representation to the Central Florida Hispanic community.

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