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Alberta pitches new rules for auto insurance, including rate hikes, no-fault claims

  • The Alberta government is changing auto insurance rules, including rate hikes and a no-fault claims model, allowing insurers to raise rates for good drivers up to 7.5 percent per year, starting in January.
  • Officials estimate that the new system, effective in 2027, might save the average insurance premium up to $400 annually by reducing litigation costs.
  • In the new system, car accident victims generally cannot sue for injuries, while an independent body will be established for appeals against insurer decisions.
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