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Trump’s 50-year-mortgage proposal highlights problems in housing market

The White House aims to ease housing costs by backing a 50-year mortgage amid critiques that supply and interest rates remain key issues.

  • The White House is considering backing a 50-year mortgage to help alleviate the U.S. home affordability crisis, publicized after President Donald Trump spoke with reporters on Nov. 7.
  • The White House framed the plan as intended to ease a national home affordability crisis, with coverage credited to Gene J. Puskar and Evan Vucci, Associated Press.
  • Immediate criticism followed the announcement as policymakers, social media users and economists said a 50-year mortgage would do little to resolve lack of supply and high interest rates.
  • Backers argue the change would expand affordability by spreading loan terms over a longer period, while press coverage and presidential remarks could influence the White House's formal support.
  • The proposal revived debate over policy choices for affordability versus housing supply and interest rates, with news coverage framing it as one option officials are weighing to tackle national housing affordability.
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21 Articles

Helena Independent RecordHelena Independent Record
+15 Reposted by 15 other sources
Center

White House's 50-year mortgage proposal has one notable benefit, but a number of drawbacks

While it would decrease monthly payments, critics said it would do little to resolve other core problems, such as a lack of housing supply and high interest rates.

·Helena, United States
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Election Central broke the news in on Tuesday, November 11, 2025.
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