Obamacare premiums double, adding post Halloween fright for US health insurance shoppers
- On Nov. 1, open enrollment for 2026 begins as about 24 million Americans enrolled in ACA plans face subsidy debates amid the federal government shutdown that began on Oct. 1.
- Congress enacted enhanced premium tax credits in 2021 and Democrats extended them through the end of 2025 via the Inflation Reduction Act, building on the Affordable Care Act's income-based subsidies.
- Kaiser Family Foundation found rising premiums with a 26% average increase in 2026, benchmark silver-tier premiums up 17% on state exchanges and 30% on Healthcare.gov, and a 114% rise if credits expire.
- House Minority Leader Hakeem Jeffries, D-N.Y., urges Congress to extend credits as 22 million subsidized enrollees would pay about the same despite insurers' pricing expectations rising about 4 percentage points.
- KFF noted multiple market factors pushing premiums higher, including hospital cost increases, expensive GLP-1 drugs and tariff threats cited by KFF, while major health insurers are scaling back Medicare Advantage offerings in 2026.
21 Articles
21 Articles
Healthcare ‘Spiral’: Fmr. HHS Secretary explains why ACA subsidies lapsing hurts everyone
Millions in the U.S. could be in for a rude awakening when viewing their Obamacare enrollment options as Congress has yet to extend ACA tax credits, sending premiums skyrocketing. Former HHS Secretary Kathleen Sebelius joins Christina Ruffini to share her insights on the healthcare system and SNAP benefits.
Greene: GOP shoulders blame for not correcting ACA as health premiums set to rise
(The Hill) -- Rep. Marjorie Taylor Greene (R-Ga.) is casting much of the blame for rising health premiums on her own party, arguing Republicans should have reformed the Affordable Care Act, and its expiring tax credits, sooner. Expiring subsidies in the Obama-era bill have been at the forefront of Democrats' challenge to the House-passed continuing resolution that would reopen the government after funding lapsed more than a month ago. In an inte…
Obamacare premiums double, adding post Halloween fright for US health insurance shoppers
Americans shopping for 2026 Obamacare health insurance plans are facing a more than doubling of monthly premiums on average and are likely to postpone signing up in hopes of a last-minute reprieve, or walk away, health experts say.
ACA premiums double, adding post Halloween fright for health insurance shoppers
NEW YORK/WASHINGTON — Americans shopping for 2026 health insurance plans from the Affordable Care Act are facing a more than doubling of monthly premiums on average and are likely to postpone signing up in hopes of a last-minute reprieve, or walk away, health experts say. Covid-19 pandemic-era subsidies, due to
Obamacare prices are set to spike – here's why
Americans enrolled in health insurance plans offered through the Affordable Care Act, commonly known as Obamacare, are expected to rise next year as the debate over extending enhanced subsidies is a flashpoint in the ongoing federal government shutdown.Since its enactment, Obamacare has offered subsidies in the form of tax credits for health insurance premiums on plans purchased through the ACA's exchanges based on enrollees' income levels. Duri…
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